ATV/UTV Insurance

We love ATV/UTVs almost as much as we love helping our clients find great affordable coverage for them! Get a quote today to see how much we can save you!

What is All Terrain Vehicle/Utility Task Vehicle Insurance?

All-Terrain Vehicle (ATV) / Utility Task Vehicle (UTV) Insurance is coverage designed to protect off-road vehicles such as four-wheelers, side-by-sides, and utility vehicles.

It can typically provide coverage for:


  • Collision and comprehensive damage to the ATV/UTV
  • Theft, vandalism, fire, and other losses
  • Liability if you injure someone or damage their property
  • Medical payments for injuries resulting from an accident
  • Uninsured/underinsured motorist coverage, depending on the policy
  • Accessories and custom equipment, such as winches, racks, or specialized attachments


Coverage needs can vary depending on how and where the ATV/UTV is used, such as recreational riding, hunting, farming, or property maintenance.


Additional ATV/UTV Insurance Information

Although most people think of 4-wheelers when it comes to ATV insurance, in some cases ATV insurance policies can also cover:



  • Snowmobiles
  • Segways
  • Golf Carts
  • Tracked All Terrain Vehicles
  • Amphibious Vehicles
  • Go Carts
  • Certain Motorcycles

Contact us to learn more about the right ATV insurance for you.

(208) 245-1000

1904 Main Ave, Saint Maries, ID 83861, USA

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A man is riding a yellow atv in the woods.

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